Kiva
Loans that change lives.
Overview
Kiva is a non-profit organization that facilitates micro-loans to entrepreneurs in underserved communities around the world. Lenders can contribute as little as $25 to a loan, and once it's repaid, they can relend that money to another borrower. Kiva offers 0% interest loans to borrowers.
✨ Key Features
- Micro-lending platform
- 0% interest loans for borrowers
- Global reach to entrepreneurs in over 80 countries
- Focus on social impact and financial inclusion
- Repayment tracking and updates
🎯 Key Differentiators
- 0% interest rate
- Crowdfunding model based on social capital
- Global non-profit mission
Unique Value: Provides access to interest-free capital for small business owners by leveraging the power of crowdfunding and community support.
🎯 Use Cases (3)
✅ Best For
- Funded over $1.6 billion in loans with a 96.9% repayment rate.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Seeking a financial return on investment (it's a loan, not a donation, but with 0% interest)
- Equity or reward-based fundraising
🏆 Alternatives
Offers capital at no cost (0% interest, no fees), which is unmatched by any for-profit lender.
💻 Platforms
🛟 Support Options
- ✓ Email Support
🔒 Compliance & Security
💰 Pricing
Free tier: Free for lenders and borrowers. Kiva is funded through optional donations.
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